My Social (in)Security Complex

There is only one thing I love more than my current Net Worth,  the future value of my Net Worth.  I created a simple ledger in excel that projects a 5% annual growth rate for individual assets and amortizes liabilities over their contractual life.  I use conservative values in order …

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Net Worth Apr ’17

I know what most of you are thinking, how could you lose $80k of net worth in a single month without a significant market crash or correction?  This my all apart of financial strategy for a tax-free retirement.  Stay tuned for the revealing post.   LIQUID ASSETS Checking – cash …

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Personal Budget Spreadsheet by Vertex42

Hi Everyone! I am very excited to introduce you all to Vertex42 who, in my opinion, are second to none when it comes to building financial tools in Excel. If you can think of it, they have a spreadsheet template for it. The usability of each spreadsheet is perfect for …

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Turo: A Reversible Belt of Side-Hustling + Life-Hack

Christmas Day, 1987.  My brothers and I were sprinting out of church towards our shit-brown Ford escort station wagon to get home to the presents we opened earlier that morning.  Only one problem – our father.   He was too busy showcasing his fancy new present we gave him – …

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Net Worth Mar ’17

LIQUID ASSETS Checking – cash purposed for managing day-to-day and monthly expenses -$4,543.20 transferred a nice chunk to my savings account where I get 0.5% interest + debt payments Savings – cash purposed for the next 3-5 years (wife’s tuition, house down payment, emergency etc) +$2,668.27 automated savings of $150 + additional …

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Net Worth Feb ’17

  LIQUID ASSETS Checking – cash purposed for managing day-to-day and monthly expenses +$762.40 variable expenses were less in Feb than Jan Savings – cash purposed for the next 3-5 years (wife’s tuition, house down payment, emergency etc) +$674.05 automated savings of $150 + additional savings Life Insurance – cash value of …

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Net Worth Jan ’17

My first Net Worth update for this blog.  Trust me, each month will not be this great.  Just really good timing… LIQUID ASSETS Checking – cash purposed for managing day-to-day and monthly expenses +$2,639.17 residual from year-end bonus kept in checking to pay for credit card expenses + loan receivable …

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(FREE!) Fund Fee Analyzer

For those of you looking for a quick tool to assess how fees and expenses affect your investments’ performance, check out the Fund Analyzer app by the Financial Industry Regulatory Authority (FINRA).  This tool enables you to look up over 18,000 mutual funds, Exchange Traded Funds (ETFs) and Exchange Traded …

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