Simple Interest Loan, Funding Compound Returns

Certainly, there is no shortage of financial minds out there who shout from mountain tops that whole life insurance is the worst investment known to man, inappropriate for all.  For the most part, I would agree with them. However, for the right individual, it can function, not as an investment, …

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Net Worth June ’17

SUMMARY: A bit of a low key month in terms of gains, but you won’t hear me ever complain about being in the black.  This month’s increase of ~$2.5k is primarily driven by the stable cash value growth in my life insurance policies with help from debt reductions on my credit …

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Net Worth(less), More Than You Know

Ok, Mike Meyers (Wayne) and Dana Carvey (Garth) may be wealthy, but your Net Worth is not the amount you believe it to be…and here is my little story behind that statement. I got a call the other day from an old colleague I used to work with. He project-managed …

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Death & Finances: Managing Both Duty and Emotion

At some point in our lives, we are going to undertake the overwhelming responsibility of closing out a loved one’s life.  It’s a topic most of us want to ignore, but when it happens and the burden of responsibility falls onto your shoulders (either as executor or personal representative), understanding …

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Net Worth May ’17

Summary: After decreasing $80k last month, picking up $12k (or 2%) is a dream come true.  As mentioned in the April ’17 update, this was a well calculated move in my portfolio and took me 15 years to get to this point (started at 22 yrs old).  The next 3+ …

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My Social (in)Security Complex

There is only one thing I love more than my current Net Worth,  the future value of my Net Worth.  I created a simple ledger in excel that projects a 5% annual growth rate for individual assets and amortizes liabilities over their contractual life.  I use conservative values in order …

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Net Worth Apr ’17

I know what most of you are thinking, how could you lose $80k of net worth in a single month without a significant market crash or correction?  This my all apart of financial strategy for a tax-free retirement.  Stay tuned for the revealing post.   LIQUID ASSETS Checking – cash …

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Personal Budget Spreadsheet by Vertex42

Hi Everyone! I am very excited to introduce you all to Vertex42 who, in my opinion, are second to none when it comes to building financial tools in Excel. If you can think of it, they have a spreadsheet template for it. The usability of each spreadsheet is perfect for …

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Turo: A Reversible Belt of Side-Hustling + Life-Hack

Christmas Day, 1987.  My brothers and I were sprinting out of church towards our shit-brown Ford escort station wagon to get home to the presents we opened earlier that morning.  Only one problem – our father.   He was too busy showcasing his fancy new present we gave him – …

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