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Roth-Lite: A Skeptic’s Strategy for Tax Reform

My former life as an auditor has left me with an ever-questioning and critical mind, especially when it comes to money.  Though I tend to be a skeptic with a very analytical way of thinking, that doesn’t mean that I’m not open to new ideas.  Actually, it’s quite the contrary.  …

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Net Worth Oct ’17

SUMMARY: Market movements drove this month’s NW increase as well as focusing on paying off 50% of my credit card balance.  Otherwise, it was a typical month of consistent savings and debt reduction. LIQUID ASSETS Checking – cash purposed for managing day-to-day and monthly expenses +$240.88 paid off 50% of the credit …

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Not a Single Ab to Show for It

If I were any good with money, people looking to save a few bucks on a new mattress wouldn’t be the only ones visiting my blog. While I’m proud of my current financial situation, that wasn’t always the case. Though I’d like to say that I’ve drastically cut down on the …

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Net Worth Sep ’17

SUMMARY: A slow and steady month, just how I like them.  Main drivers were the month-end uptick in the markets and the life insurance cash value continues to build as expected.  Decrease in operating cash and an increase in credit card debt isn’t a recipe for success by any means and …

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Investment Risk: When You Think You Know, You Don’t

KNOW THE RISKS Most of us are well aware that investing, of any kind, carries some degree of risk.  When we invest our hard-earned dollars, we do so on the basis that the risks associated with the investment, are identifiable, measurable and manageable.  It goes without saying, the risks should …

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Paying off debt or saving: A guide to break out the dilemma

Today’s post is contributed by Amy Nickson, a passionate writer on finance. Amy is a professional blogger whom has started her own blog and also works as a contributor for the Oak View Law Group. Please share your opinions by commenting below. We all have those financial insights like “You …

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Your Financial-Life Balance

THE BALANCING ACT It’s no secret that dialing into a balanced life is no easy feat. Sometimes you are completely unaware of how upside down things are until someone points it out, or an event happens that forces the issue – such as missing a family obligation, or being on …

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Net Worth Aug ’17

SUMMARY: A slight modification in my New Worth schedule that resulted in a restatement for July, for comparability purposes.  I added a “Lease Obligation” line in the liabilities section for my apartment, storage unit, and gym memberships for my wife and I.  These are expenses I am contractually bound to …

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The Financial Art of Saying “Thank You”

Did you know that those who make it a point to practice saying ‘thank you’ also sleep better, exercise more, feel optimistic about Philadelphia sports teams, are less materialistic, more prone to be financially secure, smile relentlessly, and can even have greater mental clarity? Actually, there is absolutely zero scientific …

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Net Worth July ’17

SUMMARY: A big jump this month due to a milestone bonus for meeting certain targets at work and annual growth increases for two life insurance policies –  July anniversary month. I use life insurance cash value as my bank to fund various obligations or investments because of the interest rates …

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