Net Worth Jan’18

SUMMARY: January is a red-headed month given my 2017 year-end bonus payment.  With it, I maxed out my 401(k) and because the company matches dollar-for-dollar up to the IRS limit, it’s an easy $37k saved in the first month of 2018.  My bonus is completely discretionary and, therefore, only assumed the …

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Waterfall Your Bonus

For a lot of people, bonus season is an emotional time of year.  A wave of excitement flows over me as I impatiently wait to be informed about my year-end number.  I can’t help but think about the company’s performance, my contributions to its successes and how this year’s bonus …

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Be Helpful. Become Valuable.

No matter what point you find yourself in life, your network is essential to your success.  Whether you’re fresh out of college, looking for a change in career or fund raising, your network allows you to meet people with similar personal interests and form lifelong friendships.  Building a solid network …

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Net Worth Dec’17

SUMMARY: Despite having my wife’s tuition to pay and living off of one income in NYC, 2017 was a very prosperous year.  All but one month was incrementally positive.  I attribute the gains to 1) disciplined saving, 2) disciplined investing and 3) the strength of the market.  2018 is going to …

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9 Loan Hacks That’ll Save You $$$ On Interest

Today’s post is contributed by Jamie, a freelance writer-for-hire with a passion for all things finance. Having written for a number of online and print publications, Jamie loves to share tips, tricks, and helpful advice he’s learned along the way. Please share your opinions by commenting below. Let’s face it, …

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Net Worth Nov’17

SUMMARY: Another great month of disciplined saving, investing and debt reduction.  However, the true hero was one that is completely out of my control – the market.  The forecast for calendar year 2018 will be a bit volatile, but always planned and controlled. LIQUID ASSETS Checking – cash purposed for managing …

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Year-End Financial Forecast

Having a formal, well-organized way of projecting next year’s business results is a very valuable skill. While this skill is great for the development of your career, it is also a cornerstone for prudent personal finance. How else could someone know how they’re doing financially and how to guide their money …

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Roth-Lite: A Skeptic’s Strategy for Tax Reform

My former life as an auditor has left me with an ever-questioning and critical mind, especially when it comes to money.  Though I tend to be a skeptic with a very analytical way of thinking, that doesn’t mean that I’m not open to new ideas.  Actually, it’s quite the contrary.  …

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Net Worth Oct ’17

SUMMARY: Market movements drove this month’s NW increase as well as focusing on paying off 50% of my credit card balance.  Otherwise, it was a typical month of consistent savings and debt reduction. LIQUID ASSETS Checking – cash purposed for managing day-to-day and monthly expenses +$240.88 paid off 50% of the credit …

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Not a Single Ab to Show for It

If I were any good with money, people looking to save a few bucks on a new mattress wouldn’t be the only ones visiting my blog. While I’m proud of my current financial situation, that wasn’t always the case. Though I’d like to say that I’ve drastically cut down on the …

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